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Accounts

• Time Deposit Accounts
  • Turkish Lira Time Deposit Accounts
  • Foreign Currency Time Deposit Account
  • Exchange Rate Protected TL Time Deposit Account
• Precious Metal Accounts
  • Precious Metal Deposit Accounts
  • Gold Time Deposit Account
• Current Accounts
  • Turkish Lira Current Account
  • Foreign Currency Current Account
• Regular Savings Order

Loans

• General Needs
  • Consumer Loan
  • Consumer Advance Loan
  • Collateralized Personal Finance Loan
  • Overdraft Account
  • Education
  • Individual Energy Efficiency Loan
  • Digital Credit
  • Energy Efficiency Management Loan
• Vehicle
  • Vehicle Loan
  • Green Vehicle Loan
• Home
  • Home Loan
  • Joint Home Loan
  • Land Loan
  • Personal Workplace Loan
  • Joint Workplace Loan
  • Green House Housing Loan

Cards

• Combo Cards
  • Bankkart Combo
  • Bankkart Combo Gold
  • Bankkart Combo Platinum
• Bank Cards
  • Bankkart
  • Kampüs Kart
• Bankkart Genç
• Domestic Bank Card ATM Sharing
• Secure Online Shopping

Payments

• Electricity / Water / Natural Gas Payments
• Telephone / Internet / TV Payments
• Traffic Transaction (OGS/HGS)
  • Automatictoll Collection System(OGS)
• Educational Payments
• SSI Payments
• Tax Payments
• Donation Payments
• Other Payments

Services

• Privilege Rental Service Package
• Foreign Exchange Transfer (SWIFT)
• Fast Money Transfer
• DCC (Dynamic Currency Conversion)
• Dynamische Währungsumrechnung (DCC) mit günstigen Provisionssätzen an Geldautomaten und POS-Kassen der Ziraat Bank
• Операции по динамической конвертации валюты (DCC) с приемлимыми комиссионными в терминалах POS и банкоматах банка «Зираат Банк».
• معاملات تحويل العملات الاجنبية بشكل ديناميكي (DCC) بمعدلات عمولات مناسبة في أجهزة الصراف الالي وأجهزة نقاط البيع ببنك زراعة .

Insurance ＆ Pension

• Life Insurances
  • Loan Life Insurances
  • Life Insurances
  • Group Life Insurances
• Health Insurances
  • Health Insurance
  • Family Accident Insurance
  • Critical Illness Treatment and Support Insurance
  • Ziraat Travel Insurance
  • Mandatory Physician Liability
• Personal Pension System
  • General Features
  • Personal Pension Plans
  • Group Pension Plans
• Loan Protection Insurance
• Vehicle Insurances
  • Traffic Insurance

Investment

• Investment Funds
  • Liquid Funds
  • Commodity Gold Funds
  • Share Weighted Funds
  • Bond Debenture Funds
  • Composite Funds
  • Capital Protection Funds
  • Transaction Hours
  • Taxation
  • Announcements
• Bonds / Bills
  • Treasury Bills / Government Bonds
  • Ziraat Bank Bills / Bonds
• Gold
• Eurobond
• Repo
• Stock and Shares
• TurkDEX Transactions
• Warrant
• Gold Bonds and Lease Certificates
• Regular Savings Order

Accounts

• Time Deposit Accounts
  • Exchange Rate Protected Try Time Deposit Account Converted From FX
  • Turkish Lira Time Deposit Accounts
  • Foreign Currency Time Deposit Account
  • Daily Earning Account
• Gold Accounts
  • Gold Deposit Account
  • Gold Time Deposit Account
• Current Accounts
  • Turkish Lira Current Account
  • Foreign Currency Current Account
• Cash Deposit Account
• Regular Savings Order

Cards

Loans

• Cash Loans
  • Debit Current Account Loan
  • Discount and Purchase Loans
  • Day Loans
  • Cash Management Loan
  • Installment Loans
  • Installment Foreign Currency Loans
  • Spot Loans
  • SME Overdraft Current Account (KMH)
  • EIF Guaranteed SME Loans
  • Foreign Currency Check Purchase Loans
  • Foreign Currency Loans
• Non-Cash Loans
  • Letters of Guarantee
  • Letters of Reference
• Occupation Specific Loans
  • Trade Plate Loan
• Our Collabrations
  • KOSGEB Support Loans
  • Protocols with Trade Associations
• Foreign Sourced Loans
  • Eximbank Sourced Export Loans
  • Government Loans
  • Project Loans
• Agricultural Sector
  • Animal Husbandry and Aquaculture Loans
  • Crop Production Loans
  • Mechanization Loans
  • Other Loans
  • Our Services

Foreign Trade

• Foreign Trade Finance
  • TL Export Loans
  • Pre-Finance Loans
  • Import Loans
  • Forfaiting
  • Central Bank’s Rediscount Credits for Export and Foreign Exchange Earning Services
  • Promissory Note (P N) Discount
• Foreign Trade Services
  • Export Value Acceptance Certificates
  • Advance Payment
  • Collect on Delivery
  • Document Against Payment
  • Letter of Credit
  • Acceptance Payment
  • Central Payment Orders
  • Electronic Statement Delivery System
  • SWIFT GPI System
  • Bulk Payment System
  • Export L C Confirmation
  • Letter of Guarantee (L G)
  • SWIFT Go
  • VISA B2B Connect

Cash Management

• Direct Debiting System (DDS)
• Collection Solutions
  • Electronic Check And Bill Transfer
• Payment Solutions
  • Salary Payments
  • Tax, Duty and Traffic Fine Payment
  • Central Payment
  • Batch Bank Transfers Batch EFTs
• Special Solution
  • Cash Collection
  • Bill Payment
• Customer Statements
  • Integration of Text Swift Statements in MT940 942 Format!

POS Services

• Our POS Applications

Investment

• Investment Funds
  • Liquid Funds
  • Commodity Gold Funds
  • Share Weighted Funds
  • Bond Depenture Funds
  • Composite Funds
  • Capital Protection Funds
  • Transaction Hours
  • Taxation
  • Announcements
• Bond / Bills
  • Treasury Bills / Government Bonds
  • Ziraat Bank Bills / Bonds
• Gold
• Eurobond
• Repo
• Stock and Shares
• TurkDEX Transactions
• Warrant
• Gold Bonds and Lease Certificates
• Regular Savings Order

Agriculture

• Animal Husbandry and Aquaculture Loans
  • Animal Husbandry Loans
  • Aquaculture Loans
• Crop Production Loans
• Mechanization Loans
  • Agricultural Mechanization Loans
  • Small Equipment Loans
  • Modern Pressurized Irrigation System Loans
• Our Services
  • Support Payments
  • State Supported Agricultural Insurance
  • Traditional Agriculture Insurance
  • Other Insurance
  • Intermediary Services
• Other Loans
  • Acquisition Loans
  • Land Purchase Loans
  • Harvesting and Marketing Loans
  • Production Support Loans
  • Agricultural Support Installment Loans
  • Transport Vehicle Loans
  • Turkish Grain Board Warehouse Receipt Loans
  • Electronic Warehouse Receipt (ELÜS) Loans
  • Licensed Warehousing Investments
  • Contract Production Loans
  • Young Farmer Loans
  • Good Farming Practices Loans
  • Organic Agriculture Loans
  • Loans Within The Scope of The IPARD Scheme

Accounts

• Time Deposit Accounts
  • Turkish Lira Time Deposit Account
  • Foreign Currency Time Deposit Account
  • Daily Earning Account
• Gold Accounts
  • Gold Deposit Account
  • Gold Time Deposit Account
• Current Accounts
  • Turkish Lira Current Account
  • Foreign Currency Current Account
• Cash Deposit Account
• Regular Savings Order

Loans

• Cash Loans
  • Debit Current Account Loan
  • Discount and Purchase Loans
  • Spot Loans
  • Cash Management Loan
  • Installment Loans
  • Day Loan
  • Foreign Currency Loans
  • Installment Foreign Currency Loan
  • Foreign Currency Check Purchase Loan
  • Bill Secured Loan
• Non-Cash Loans
  • Letters of Guarantee
  • Letters of Reference
• Foreign Sourced Loans
  • Eximbank Sourced Export Loans
  • Government Loans
  • World Bank Loans
  • Project Loans
• Agricultural Sector
  • Animal Husbandry and Aquaculture Loans
  • Crop Production Loans
  • Mechanization Loans
  • Other Loans
  • Our Services

Foreign Trade

• Foreign Trade Finance
  • TL Export Loans
  • Foreign Currency Loans
  • Pre-Finance Loans
  • Import Loans
  • Central Bank’s Rediscount Credits for Export and Foreign Exchange Earning Services
  • Forfaiting
  • Promissory Note (P N) Discount
• Foreign Trade Services
  • Export Value Acceptance Certificates
  • Advance Payment
  • Open Account
  • Documentary Collections
  • Letter of Credit
  • Acceptance Payment
  • Bulk Payment System
  • Central Payment Orders
  • Electronic Statement Delivery System
  • Export L/C Confirmation
  • Letter of Guarantee (L/G)
  • SWIFT GPI System
  • SWIFT Go
  • VISA B2B Connect

Cards

Cash Management

• Direct Debiting System (DDS)
• Collection Solutions
  • Electronic Check and Bill Transfer
• Payment Solutions
  • Salary Payments
  • Tax, Duty and Traffic Fine Payment
  • Central Payment
  • Batch Bank Transfers Batch EFTs
• Special Solutions
  • Cash Collection
• Bill Payment
• Customer Statements
  • Integration of Text Swift Statements in MT940 942 Format!

Investment

• Investment Funds
  • Liquid Funds
  • Commodity Gold Funds
  • Share Weighted Funds
  • Bond Depenture Funds
  • Composite Funds
  • Capital Protection Funds
  • Transaction Hours
  • Taxation
  • Announcements
• Bond / Bills
  • Treasury Bills / Government Bonds
  • Ziraat Bankası Bills / Bonds
• Gold
• Eurobond
• Repo
• Stock and Shares
• TurkDEX Transactions
• Warrant
• Gold Bonds and Lease Certificates

Agriculture

• Animal Husbandry and Aquaculture Loans
  • Animal Husbandry Loans
  • Aquaculture Loans
• Crop Production Loans
• Mechanization Loans
  • Agricultural Mechanization Loans
  • Small Equipment Loans
  • Modern Pressurized Irrigation System Loans
• Our Services
  • Support Payments
  • State Supported Agricultural Insurance
  • Traditional Agriculture Insurance
  • Other Insurance
  • Intermediary Services
• Other Loans
  • Acquisition Loans
  • Land Purchase Loans
  • Harvesting and Marketing Loans
  • Production Support Loans
  • Agricultural Support Installment Loans
  • Transport Vehicle Loans
  • Turkish Grain Board Warehouse Receipt Loans
  • Electronic Warehouse Receipt (ELÜS) Loans
  • Licensed Warehousing Investments
  • Contract Production Loans
  • Young Farmer Loans
  • Good Farming Practices Loans
  • Organic Agriculture Loans
  • Loans Within The Scope of The IPARD Scheme

About Us

• Ziraat Bank Today
• History of Our Bank
• Ceo’s Message
• Ziraat Finanse Group
  • Local Subsidiaries
  • Overseas Branches And Representative Offices
  • Other Domestic Subsidiaries
• Vision＆Mission
• Board of Directors
• Senior Management
• Our Organizational Structure
  • General Directorate

Culture and Art

• Ziraat Bank Museum
• Painting Collection
• Galleries
• Ziraatbank Virtual Tour

Sustainability

• Our Policies
  • Sustainability Policy
  • Environmental and Social Impact Management Policy in Lending Activities
  • Environmental Policy
• A Sustainable Future
• Our Stakeholders
• ziraat-bank-and-community
• Training
• Environmentally Friendly Applications
• Awards
• Reports
• Storybooks for Children
• Climate Transition Roadmap
• Sustainable Finance
  • Sustainable Finance Framework 2024
  • Second-Party Opinion 2024
  • Green, Social, Sustainable Finance Framework
  • Second-Party Opinion
  • Ziraat Bank Sustainability Bond Allocation Report 2021
  • Ziraat Bank Sustainability Bond Impact Report 2021
  • Ziraat Bank Sustainability Bond Allocation Report 2025

Press Room

• News ＆ Announcements
  • Sustainability Report 2014
  • Purchase Of Consultıng Servıces (AFD)
  • Time Out Accounts
• Ziraat Novelties
  • ATM Biometric Identification System
  • Ziraat SECOPTIC OTP Device
  • Android Application
  • iPhone ＆ iPad Application
  • Online Application for Internet and Mobile Banking
  • Ziraat Mobile Corporate
  • IBAN-FREE MONEY TRANSFER WITH EASY ADDRESSING
• Visuals Gallery
• Time Out Accounts

Announcements

• Disclosure Of Protection Of Personal Data

Customer Relations

• Contact Form
• IBAN Calculation

Human Resources

• Being One Of Us
• A Career at Ziraat
• Training ＆ Development
• Announcements

Corporate Information

• Ziraat Bank Today
• Ziraat Finans Group
  • Domestic Subsidiaries
  • Other Domestic Subsidiaries
  • Overseas Branches And Representative Offices
• Board of Directors
• Senior Management
• Organizational Structure

Corporate Governance

• Vision＆Mission
• Articles of Association
• Internal Directive on Operation Principles and Procedures
• General Assembly Meetings
• Trade Registry Information
• Compliance Policy
• Disclosure Policy
• Sustainability Policy

Financials

• Annual Reports
• Presentations
  • Investor Presentation
  • Financial Presentations
• Financial Statements and Auditor’s Report

Sustainability

• Our Policies
  • Sustainability Policy
  • Environmental and Social Impact Management Policy in Lending Activities
  • Environmental Policy
• A Sustainable Future
• Our Stakeholders
• Ziraat Bank and Community
• Training
• Environmentally Friendly Applications
• Awards
• Our Sustainability Reportings
• Storybooks for Children
• Sustainable Finance
  • Sustainable Finance Framework 2024
  • Second-Party Opinion 2024
  • Green, Social, Sustainable Finance Framework
  • Second-Party Opinion
  • Ziraat Bank Sustainability Bond Allocation Report 2021
  • Ziraat Bank Sustainability Bond Impact Report 2021
  • Ziraat Bank Sustainability Bond Allocation Report 2025
• Climate Transition Roadmap

Announcements ＆ Statements

• Disclosure of Material Events
• Press Room

Documents

• Sustainable Finance
  • Green, Social and Sustainable Finance Framework
  • Second-Party Opinion
  • Ziraat Bank Sustainability Bond Allocation Report 2021
  • Ziraat Bank Sustainability Bond Impact Report 2021

Ratings

FAQ

Contact

Internet Banking

• Personal Internet Branch
• Corporate Internet Branch

Mobile Banking

• Ziraat Mobil
• Ziraat Mobile Corporate

ATM

SMS Banking

Telephone Banking

Security

• What We Offer For Your Safety
• What Should I Pay Attention To For My Security
• Common Types Of Scams Fraud

Loan Calculation

• Consumer Loan
• Vehicle Loan
• Home Loan

Deposit Calculator

Foreign-Exchange Converter

IBAN

• Everyone Has A Plus in Ziraat!
  • Little Ones' Plus at Ziraat
  • Youth's Plus at Ziraat
  • Employees' Plus at Ziraat
  • Retirees Plus at Ziraat
• Macroeconomy
• FAQ
• Legal Notice
• Contact Us
  • Branches & ATMs
  • Contact Form